Finance Products

Multiple types of Supercar deals are offered by us, which we have gathered into an overview in a no-fuss way so you can read and choose which option is right for you.

Personal Contract Purchase (PCP)

PCP car finance is a perfect way to finance any luxury car from any of our reputable FCA regulated supercar finance dealers. Essentially, PCP car finance is a flexible form of finance available to our customers. Firstly, you can expect to pay an initial deposit of around 10% for the prestige car of your choice. Although, you should be aware that once you have completed all necessary repayments, you will have a number of options to choose from.

bentley finance, luxury car

Hire Purchase Car Finance

Hire Purchase agreements are similar to PCP supercar finance agreements for the most part. Such as the 10% deposit as well as the monthly repayments. Not to mention that you will not actually have ownership of the Supercar until all the relevant repayments have been made. Although, it should be noted that a lot of prestige car finance dealers will actually give you one of two options. The first being that you can return the vehicle part way through your HP car finance contract. Secondly, you could in fact pay off your contract early. Therefore meaning if you would like to own the car before the specified end of the contract. You will more often than not have the option to increase your monthly payments. Therefore meaning you will own the car sooner.

Lease Purchase Car Finance

Lease Purchase is a brilliant way to Get a Supercar deal with Momentum Finance. Because you may buy your next luxury car with lower repayments, lease purchase arrangements are quite popular. This is done by making a lump sum payment at the start of the contract (which can equate to a few months of repayments). Furthermore, you can expect to make a similar payment once the contract is over.

Car refinance/Equity release

Equity Release plans are one of the more Supercar deal. First of all they can help you avoid balloon payments at the end of your car finance contract, by simply refinancing your car. What makes these plans so flexible is that you can adjust repayments to suit your income. Also, another fantastic benefit of equity release is that you will actually retain ownership of your car throughout the plan and will never actually have to give the lender ownership, as well as this you are still free to use the car. These loans tend to be one of the safer forms of car finance on the market. 

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Why go with Momentum Finance 

At Momentum Finance, we offer our customers a truly bespoke experience when it comes to Supercar deals With a huge range of FCA regulated, specialist car finance lenders on our exclusive panel. We really can find the best deal for you, without having to scrimp on luxury. 

Do I Need To Put A Deposit Down For A Luxury Car Finance Deal?

Most Car Finance options require a deposit. However, because of the panel of lenders we work with, not all of the car finance options require one. You may be able to secure a Luxury car finance deal without a deposit.

Can I purchase A Luxury Car From Any Dealer?

Yes, you can choose a car from any reputable, FCA regulated dealer in the UK. 

Can I settle my car finance early?

Yes, you can make an early settlement of your finance application at any time if you want to. Give us a call and ask for a settlement figure

Will A Car Finance Agreement Improve My Credit Score?

Like any other service that requires you to make regular monthly payments, car finance agreements could help to improve your credit score.

However, this also means that defaulting on your payments may also lower your credit score, and this could make other finance applications difficult in the future. We advise you look at credit reference agencies if you want to improve your credit rating.

Or, you could talk to one of our advisors to see if getting car finance is the right option for you.


The information on this page should not be treated as a replacement for expert financial advice to do with your personal unique situation, but more as preparation ahead of your Car finance application. You can get more information from a Credit Reference Agency if you want tips to help you improve your credit score. 

How Do You Get in Touch With Momentum Car Finance?

You can either get in touch with our team via our phone number and email.

Or, you could fill out our application form and we will contact you to take the next steps for your Luxury Car Finance.

Why not use our quote tool to see what rates could be offered to you!

Bear in mind that we can’t guarantee you will get approved for car finance. Each lender will have their own criteria and lending standards to meet. However, we work with lots of specialist lenders who are experts in Prestige car finance. With their vast range of experience, you could be in good hands to secure a great finance deal!