Lease Purchase Car Finance

Lease Purchase is a brilliant way to finance a prestige car with Momentum Finance. Lease Purchase plans are popular simply because they actually allow you to purchase your next luxury vehicle with smaller repayments. 


LP Car Finance

Firstly, this is done by making a lump sum payment at the start of the contract (which can equate to a few months of repayments). Furthermore, you can expect to make a similar payment once the contract is over. Please be aware of the fact that the payment at the end of the contract can actually vary depending on how many miles the car has been driven. Also the age of the car upon return to the prestige car finance dealer. As well as this, it is important to note that you will actually be able to choose the length of your Lease Purchase agreement.

Passionate Specialists

Our dedicated experts combine their know-how and genuine passion to provide clients with everything that they could ask for during their purchase.

Fast Response

We work from morning into the evening so that we're available at the most convenient times for you, can always rely on Momentum's speedy service.

Top Notch Reliability

We pride ourselves on our results which have led to us becoming one of the fastest, reliable, reputable and growing vehicle finance brokers in the UK.


What are the benefits of LP finance?

Firstly, lease purchase finance allows you to purchase your next vehicle with smaller repayments. Secondly LP finance agreements are rather flexible in the sense that the customer will be allowed to choose the length of their contract. Finally, you will have a smaller lump sum at the end of the contract if you stay within the agreed mileage limit because the car will not have depreciated in value too much.


Is LP finance suited to me?

Lease Purchase is ideal for any person who would prefer to own the car once all the repayments have been made, because you won’t have as many flexible options in terms of what you can do once the contract is over. However the benefit is that you will be able to choose how long your contract will run for. LP finance is suited to people who have made the forward planning and are completely certain that they will want to own the car at the end of the contract.

Used car LP criteria

Sports Car Finance


Sports Cars

Because we strive for greatness, we can always assure you get the best sports car finance deal through us by working closely with our lenders with complete transparency.

prestige car finance, prestige car


Prestige Cars

Our friendly, knowledgeable and specially trained brokers are experts in helping our customers find the perfect vehicle, as well as the perfect prestige car finance plan for them.

supercar finance, super car



If you’re in the market for a supercar, then you clearly love your automobiles. We want to share that passion for driving some of the most impressive vehicles in the world.


  • Should I get a car on finance?

    There are a huge number of benefits to getting a car on finance. Although it is not without it's downsides. Of course this all varies from person to person because what works for you might not work for someone else. That being said Prestige car finance is a fantastic option if you don't want to pay for your vehicle with a lump sum. But instead would prefer to pay in monthly instalments. However you should be aware that there is usually a deposit involved with finance options such as Personal Contract Purchase.

  • Will applying for LP Finance impact my credit score?

    In short, it all depends on what type of credit check is conducted when you apply for luxury car finance. Because if a soft credit check is conducted, it will have zero effect on your credit score and also will not be visible to future finance lenders. On the other hand, a hard credit check  will in fact show on your credit score. Also if you have a number of hard credit checks on your credit score within a short window of time. It can therefore actually negatively impact your credit rating.

  • What is car finance?

    Supercar finance is a brilliant way for you to purchase a car by spreading the cost over a number of months or years. However there are a number of different ways in which a person can acquire a car on finance. Therefore it is important to do your own research regarding interest rates, deposits etc. Moreover, at Momentum Finance we offer a number of fantastic supercar finance options such as PCP, HP, LP and Equity Release car finance.

  • What do I need to consider before applying for car finance?

    . You will be subject to a credit check

    . You will need to make sure you are sure about the affordability of your choice

    . Some cars will have mileage limits

    . A lot of finance options require an initial down payment.

We Would Love To Hear From You!

Please don’t hesitate to get in touch, our finance specialists strive to ensure that you get the best possible treatment.

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