Privacy Policy

        Purpose

  1. The purpose of this Privacy Policy is to outline how we use your data, how it’s protected, how long it’s stored for and more.
  2. As a vehicle finance broker, the main purpose of us obtaining your information is to try to obtain you an acceptance with one of our lenders.
  3. If at any time, you have any questions regarding how we use your information or this policy, please use the below details to contact us –
  • Telephone: 0330 202 1201
  • Email: hello@momentumfinance.co.uk
  • Address: 4th Floor, Kingsgate, Wellington Road North, Stockport, Cheshire, SK4 1LW
  • Please note that for the purpose of holding personal data, we are registered with the Information Commissioner’s Office, registered number – ZA766848.

        Why do we collect and use your personal data?

    1. We collect and use your personal information in order for us to provide you with vehicle finance via our application form. 
    2. The lawful basis of which we use your information is consent, we will not process your information without your explicit consent.
    3. We gain this information by you agreeing to our terms of business and privacy policy when you make an application.
    4. We kindly ask that if you do not want us, or do not consent to us using your information, you do not submit an application to us.
    5. You can exercise your right to withdraw your consent at any time using our contact details listed above.
    6. The information we collect can be some or all of the following –
  • Name
  • Date of Birth
  • Residential Information
  • Employment and Income Information
  • Marital Status
  • Vehicle Information
  • Bank Details
  • Marketing Preferences
  • IP Information

           7. We will never request sensitive information, or information that we do not require from yourself. 

 

  1.  

         What happens if I do not provide my personal information?

      1. We need your personal information to process your request or finance application. If we do not collect your personal information, we will not be able to provide our services to you. 
      2. We will use your personal information to send you marketing communications by email about similar products and services that you may be interested in.
      3. Please note that we will not send you marketing information with your consent.
      4. You have the right to object to receiving marketing communication and we will give you an easy way to unsubscribe from receiving any marketing communication from us.

         Who will we share your personal information with?

    1. We will share your information with the lenders with whom we work with in order to assist you gain an acceptance, these include the below
          1. Automoney Limited – https://www.automoneymotorfinance.co.uk/privacy-policy/
          2. 1plus1 Loans Limited – https://www.1plus1loans.co.uk/privacy-policy/
          3. Go Car Credit Limited – https://gocarcredit.co.uk/privacy-notice-dealer/
          4. Concept Car Credit Limited -https://www.conceptcarcredit.co.uk/privacy-policy/
          5. Marsh Finance Limited – https://marshfinance.com/privacy/
          6. Moneybarn No.1 Limited – www.moneybarn.com/privacy-policy/
          7. Blue Motor Finance Limited – www.bluemotorfinance.co.uk/privacypolicy/
          8. Glenside Finance Ltd – www.glensidefinance.co.uk/privacy-policy/
          9. Black Country Car Finance – https://www.blackcountrycarfinance.co.uk/policies/
          10. Loan Warehouse -https://www.loanswarehouse.co.uk/legal/privacy-cookie-policy/
          11. The Car Loan Centre – www.thecarloancentre.co.uk/Policy/
      1. Your information will be held on our CRM system, AutoConvert (Blue Owl Network Ltd). You can view their privacy policy here – https://www.autoconvert.co.uk/privacy-policy/
      2. Please also note that in order to complete your finance agreement, we will require some information from the supplying dealership.
      3. In order for them to raise the necessary paperwork, we will need to send them your name, address and contact number. We may also liaise with them regarding any future aftersales issues where required.
      4. If required, we will also share your information with 3rd parties for accounting, legal or regulatory purposes.
      5. Please note we as a company do not share your data outside of any EEA state. We ask you to ensure you are aware of how the above companies share and use your date so you are fully aware.

           How long will we store your personal information? 

        1. We will store your personal information for up to six years on our CRM systems. We are committed to ensuring your data is kept secure so review our security systems on a regular basis.
        2. This is to enable us to refer to our records should we be required to for the purpose of regulatory or lawful reasons.
        3. If you do not object to receiving marketing communications from us, we will store your personal information for marketing purposes until you unsubscribe from receiving marketing communications from us.
        4. Please note that some of your information may be included in information used for accounting purposes. Where this is the case this information is kept for 7 years as per our legal requirements.