Bentley

Bentley finance

LUXURY CAR FINANCE

Bentley

Bentley is a name that is synonymous with luxury, style, and sophistication. The brand has been producing some of the world’s most elegant and luxurious cars for almost a century. The hallmark of a Bentley car is its exquisite attention to detail, with every component crafted to perfection. Bentley’s range of vehicles caters to the discerning tastes of luxury car buyers. Their most popular Brands are the Bentley Mulsanne and the  Bentley Continental GT.

Momentum Finance

Our Top Bentley Models

Bentley Bentayga, Bentley Finance

Bentayga

Continental GT

Flying Spur

Momentum Bentley Finance

Momentum Finance is an expert high-end Luxury car financing Broker with a sophisticated panel of lenders. Because Momentum Finance is the UK’s fastest-rising premium broker, we can offer flexible arrangements to fit your unique financial situation. Whether it’s a Bentley Mulsanne Or a Bentley Continental GT, Momentum Finance Can Find You the greatest Bentley Deals on the Market.

Aston Martin, Aston Martin finance

Passionate Specialists

Our dedicated experts combine their know-how and genuine passion to provide clients with everything that they could ask for during their purchase.

Fast Response

We work from morning into the evening so that we're available at the most convenient times for you, can always rely on Momentum's speedy service.

Top Notch Reliability

We pride ourselves on our results which have led to us becoming one of the fastest, reliable, reputable and growing vehicle finance brokers in the UK.

Bentley Flying Spur, Bentley Finance

Types of Finance Agreements

Hire Purchase
Hire Purchase (HP)

The most well-known Bentley finance option is through Hire Purchase.

This is where you hire the Bentley for the duration of the period that you are paying it off. Once you have paid it off, you will then become the owner of the car.

You pay for the Bentley in monthly instalments over a pre-agreed space of time. This could be months or years. Each monthly instalment will likely include a fixed interest rate and the interest rate is usually higher depending on your credit rating. Some finance options may come with a mileage limit however this is not the case with an HP finance contract.

Failure to make your payments on time will result in the repossession of the Bentley.

At Momentum Finance we are able to find the best deal for your unique circumstances. 

Personal Contract Purchase (PCP)
Personal Contract Purchase (PCP)

Another extremely popular finance option is a PCP contract. This is similar to an HP purchase option, but once you reach the end of your finance contract, you have three options. You can choose to own the car by paying a final lump sum. Financers refer to this as a “balloon” payment. The amount of the balloon payment depends on the Minimum Guaranteed Future Value (MGFV) of the vehicle which you’ll agree upon at the start. Because a significant amount of the cost is deferred until the balloon payment, then the monthly instalments are usually cheaper than with an HP deal. The second option is to return the Bentley once the balloon payment is due, meaning you have just rented the vehicle and returned it. The third option would be to part exchange the Bently and then get another Supercar under a new PCP contract.

These final two options would mean that you are renting the Bentley, so a mileage limit will likely apply for the duration you have the Bentley under hire. There may also be maintenance charges added to the contract.

Lease Purchase
Lease Purchase

A lease purchase option is to hire the Bentley, but the only option available for you is to own it at the end – like HP finance. The difference between the two is that you pay lower monthly instalments followed by a balloon payment at the end. This can be ideal if you intend to own the Supercar outright, but it is important to be prepared for the significant cost of the agreed balloon payment at the end of the Bentley finance contract.  

Personal Contract Hire
Personal Contract Hire

With this deal, you agree to hire the Bentley and then return it with no option of owning it. There will be a mileage limit in place, but other than that there will be no additional limits or unexpected maintenance charges, as these will be included in the monthly instalments. While your monthly instalments may be higher, you will have free reign of the vehicle and be able to return it to the dealer once the period is done. This is ideal for those who may only need a Bentley for a set period of time.

Personal Loan
Personal Loan

A personal loan is the acquisition of money from a lender who is not directly affiliated with your vehicle. This would allow you to be able to purchase the vehicle outright with the lender’s money, and then pay them back over time on their variable fixed terms. This may be your best option to get the best interest rates for your personal circumstances. As the loan is not directly linked with the Bentley, the lender would not be able to repossess the vehicle but can take other forms of legal force. This could include retrieval of goods that are a sum of the cost owed.

Frequently Asked Questions

Why go with Momentum Finance 

At Momentum Finance, we offer our customers a truly bespoke experience when it comes to prestige car finance.  We find the best deal for Luxury car finance because of our exclusive and FCA-regulated car finance lenders.

Do I Need To Put A Deposit Down For A Luxury Car Finance Deal?

Most car financing options demand a down payment but you might be able to acquire financing without a deposit. This is thanks to the exclusive network of lenders we work with.

Can I purchase A Luxury Car From Any Dealer?

Momentum Finance allows you to choose a car from any reputable and FCA-regulated dealer in the UK.

Can I settle my car finance early?

Yes, you can make an early settlement of your finance application at any time. You can sort this query easily by giving us a call and asking for a settlement figure. 

Will A Car Finance Agreement Improve My Credit Score?

 Car finance agreements could help to improve your credit score. However, this also means that defaulting on your payments may also lower your credit score. Failing to meet the conditions of your finance deal could make other finance applications difficult in the future. Because of this, We advise you to look at credit reference agencies if you want to improve your credit rating.

You could also talk to one of our advisors to see if getting car finance is the right option for you.

Disclaimer

You should not treat the information on this page as a replacement for expert financial advice to do with your personal unique situation but more as preparation ahead of your Car finance application. You can get more information from a Credit Reference Agency if you want tips and guidance on how to improve your credit score. 

How Do You Get in Touch With Momentum Car Finance?

You can either get in touch with our team via our phone number or email.

Or, you could fill out our application form and we will contact you to take the next steps for your Luxury Car Finance.

Why not use our quote tool and see what rates could be offered to you?

Bear in mind that we can’t guarantee you will get approved for car finance because each lender will have their own criteria and lending standards to meet. However, we work with lots of specialist lenders who are experts in Prestige car finance, and with their vast range of experience, you could be in good hands to secure a great finance deal!

begin your journey to owning a new Bentley

Start a quote today and one of our experts will be in touch to help find your dream Bentley. We’ll scan the market to see what’s available. Then we’ll act on your behalf of you to secure the best deal possible with the lender and the dealer. Our passion and expertise in high-end cars will help inform and make the purchase a smooth and enjoyable process. We want to see you driving away with utmost satisfaction.

The client’s happiness and convenience are at the core of everything that we do. So get in touch today!